The Truth About Getting Burial Insurance For Your Mom
Curious about getting burial insurance for your mom? Can you even get insurance for someone else? I get this question from time to time, and I will be giving all the answers to your questions regarding getting burial insurance for your mom in this article. So with that said, let’s get started!
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Can You Get Insurance For Your Mom?
The answer is absolutely yes. In fact, I encourage people to check in to getting it for their mothers, fathers, siblings, anyone that they may have a financial responsibility to pay for the burial for. The fact of the matter is we get burial insurance to protect our loved ones, and sometimes that means getting it on behalf of our moms in order to protect ourselves and our siblings or other family members!
I have had countless conversations with amazing women who have wonderful children that are wanting to take care of the final expense burial plans for their mom, and I think that is a wonderful thing. Especially when so many people in today’s world refuse to talk about what they need to do in the event of their mother dying. It is so helpful and productive to plan ahead, and get coverage for your mom.
How Do I Get My Mom Burial Insurance?
The process is not near as complicated as you may think. It is honestly so easy that I don’t understand why more people don’t do it! I will make it simple and break it down into 4 stages.
- Get A Quote
- Get Pre-Approved
- Apply for the Coverage
- Pay the first premium
That’s it! Just 4 simple steps. Now you know the steps, so what do they entail?
1. Getting a Quote
Getting a quote is by far one of the most overcomplicated things that people do now days. And it is not the consumer’s fault! It is the agent! I have seen countless agents throughout my career make it so difficult for sweet people to get a simple burial insurance quote. I don’t understand it by any means, but the only thing I can do is do my part.
If you are having a difficult time getting a quote, you can enter your information on the right side of this screen, or click here to go to my quoter! This will give you accurate prices on whatever coverage amount you need!
See, everyone is different. What one person needs for their mother’s burial is not what the next person needs. So take the time to decide what is best for your family, and get yourself a free quote on me.
2. Getting Pre-Approved
I don’t believe any of these steps are difficult or hard, but if there was one step that is it would be getting Pre-Approved. The reason it is hard is because you just have to answer a few health questions from me. Nothing too crazy right?
I even have made this easier for my clients as well! See once you have completed your quote, you will be given multiple options from different companies. You choose the price point that you like, and then choose the company that you trust and you can start the pre-approval process by completing a survey.
Once this is done, the hard part is over!
3. Applying for Coverage
To apply for coverage, that is basically all on me. At this point, I have collected all of the information that I need from you, and now the only thing to do is find the right company for your needs, and apply.
The company gives us a yes or no answer, typically within a few minutes but sometimes it does take a day or two. I pride myself in the fact that my clients never have to be worried about getting denied. Because I am independent, I have so many different options to choose from, so if one company tells us no, we just move to the next.
4. Paying the First Premium
The absolute best part about what I do is I am able to get clients a policy, and they don’t have to pay until a couple weeks, or even a month from the day we get the application in. Not many people can say that!
The insurance doesn’t go into effect until the first month’s premium is paid, but if you haven’t gotten paid for the week, we can put it off to next week with no extra charge or fee!
Can I Pay The Premium for my Mom?
You most certainly can, and I encourage mothers to try to get help from their children for these plans if they need it. I see everyday how hard some moms have it, especially when they reach retirement age and are living off of social security or disability.
The money gets tight and burial insurance gets pushed to the side! This is where it is so important for you to look into getting insurance for your mom. That way she doesn’t have to pay for it, or at least all of it, and you and your family are protected.
Don’t let your procrastination cost you and your family a financial burden!
In conclusion, if you are child looking for burial insurance on your mom, you came to the right place. It is so easy to get a quote with me, just check out the quoter on the right side of this page, or at the top.
I have never met a mom who wanted to leave behind a financial burden for their children, and I would bet that yours doesn’t either. Take the few minutes out of your day and just see how much it would cost, and then let me know in the comments below or give me a call if I can help answer any questions for you!