This is a very common question that we get day in and day out. Diabetes is a very common health issue in today’s society, therefore insulin use is becoming more and more common as well. The first thing you need to understand is that if you are a diabetic taking insulin, and don’t have burial insurance, you need to get this taken care of NOW. There is no promise of tomorrow, and you don’t want to leave your family with debt because of your funeral. So will insulin use have an impact on your burial insurance? Let’s get started.
First Things First
Insulin use may have an impact on your burial insurance, but it WILL NOT keep you from being able to get it. At arkburialquote.com, we have a wide variety of carriers that we use to protect our clients including those with diabetes. And especially those who use insulin to maintain it. Insulin use is not a make or break issue with our carriers, and we can absolutely find the best burial insurance program for you guaranteed.
What Can I Expect?
If you are a diabetic taking insulin and looking for burial coverage, you should know what you can expect when looking for the right program for you. There are so many carriers out there today, and there are a good amount of carriers that, let’s just say, aren’t so good. On the flip side, there are carriers that are outstanding and have been around since the 1800’s while maintaining an A+ financial rating. These are the types of carriers that we offer our clients at arkburialquote.com. So when you choose to reach out to us for a quote, you can expect a quote from the best carriers in the country, by the best agent who will put your needs first.
With insulin use, there are many carriers who will put you into a lower rate class. You may have even looked into getting burial insurance in the past but didn’t want to go through a 2 year waiting period. Don’t worry, I completely understand. It is important for you to know that you do not have to have a waiting period if you are taking insulin. As long as it is managed and there are no other issues, we can get you Day 1 level Coverage. This means you can have this burden lifted off your shoulders today.
How Do I Get It?
Getting Burial Insurance is the same across the board. The first step is to find an agent that YOU trust. That is so important. You want to make sure that your agent will go above and beyond for your specific needs. You want to find an independent agent as well that way you can shop the best prices. That is exactly what we do at arkburialquote.com. We represent the best carriers in the nation to bring the best value and price to our clients. Our clients are typically paying 30-40% less than they would with other agents.
The next step is to tell your agent what your needs are. Are you wanting a cremation? Burial? Burial at Sea? Donate your body to science? You need to let them know exactly what this insurance is going to be used for so that they can come up with the best plan for you.
Once you have found the right plan, it is very easy from here. The agent basically does all the work. What we do in this case is apply for the coverage. This is done many times by Docusign, or Electronic signature. In some cases, a phone interview with the carrier is done and 30 minutes later, you have burial insurance! it is as simple as that.
I can’t stress enough, please do not let insulin keep you from reaching out to us and finding out what you can get approved for. Burial insurance is so important, and we can’t afford to let another day go by without having it taken care of.