Getting burial insurance for seniors over 80 can be pretty intimidating.
Many people are turned away and told they do not qualify for coverage because of their age, but don’t let that stop you anymore!
There is one very important thing that all seniors over 80 should know: You can get coverage! So do not be discouraged by what you may have heard or read previously. You just simply weren’t talking with the right people!
This article is designed to give the best advice and guidance to getting burial insurance for yourself, or a loved one who is 80 and over. This means pricing, and the process.
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Can Seniors over 80 get Burial Insurance?
As I mentioned earlier, many people that I talk with daily are under the impression that they can be denied coverage based solely on their age.
While that does hold some truth, it is not the whole truth. For people ages 80-89, there is definitely hope.
In fact, some of the best carriers in the country will cover my clients in this age bracket! What a relief right? Not only can you get covered, but you can get covered by the absolute best in the business.
What is Burial Insurance?
What Companies will Accept Seniors over 80?
There are actually a few options for seniors age 80-85. From 85-89 it slims down, but still options! I will provide a pricing table below this section, but the carriers are the best for those over 80.
Aetna Accendo or CVS has a tremendous history, and track record of paying their clients.
While they are best known for their medical coverage, or drug coverages, the Life insurance section of CVS is incredible. For seniors over 80, there is nobody else on the market that can beat them in price!
Along with providing excellent and exceptional coverage, they have the best application process as well! In fact, it is my favorite one of the top carriers that I am proud to represent.
After the health questions are answered, it is a simple security question signature. By far the most streamlined signature process on the market, and if you can shop online with Amazon, you can buy burial insurance through me with Aetna or CVS. It is that simple!
Mutual of Omaha
Especially for my clients that have a few serious health issues, great western is tremendous. GWIC cover ages 80-85 and give a great amount of coverage and service.
Great Western is also great for clients that are in this age range that won’t qualify for Mutual of Omaha or Aetna/CVS for one reason or the other. They are a fantastic option, while staying economically competitive.
They are not my go to carrier for this situation, as I prefer to give my clients the best priced policy that they qualify for, but they are still in the conversation!
Above all, the most important thing for you to do if you are a senior over 80 looking for burial insurance, is to get yourself a quote here on my website. This will give you an idea of what you are looking at.
My job is to bring value, and protect your family, which I can still do exceptionally well even if you are 80-89. Regardless of what you have heard, there is hope. You can still get the protection that your family needs.
As always, if you have any questions or comments, please feel free to leave them for me in the comments below! I look forward to serving you and your family.